Once your insolvency practitioner has proposed a repayment intend to your creditors and also the terms in the IVA are agreed, you fork out the insolvency practitioner on a monthly basis and they are liable for splitting the money amongst your creditors. 財產歸屬破產案受託人：破產人的所有財產（包括家庭居所）歸屬破產案受託人，直至破產產業管理完結。解除破產並不等同受託人已完成產業管理； ... https://drp12110.blogdun.com/30281938/new-step-by-step-map-for-債務重組-debts-ctr-hk