Bip85 vs bip39 https://www.hometalk.com/member/176312665/elva1377050 Although it uses BIP32 approach you are able to nevertheless import BIP39 seeds into Electrum wallet. Also besides BIp32 there is BIP44 version which some wallet use with the era of seeds. This functions mainly because BIP39 is supported by a great number of wallet manufacturers. https://bookmarklethq.com/story20589784/is-bip39-safe-indicators-on-bip39-ian-coleman-you-should-know-https-t-me-bip39-chat